NMLS #111947  •  Licensed in PA & FL  •  Equal Housing Lender Call us: (570) 207-6334
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Scranton, Pennsylvania — serving PA & FL since 1997

Local lending guidance, from application to closing.

Invicta Mortgage Group is a licensed mortgage broker with real people who answer the phone. We compare loan options across lenders and walk you through every step — first home, next home, refinance, or reverse mortgage.

Loan Options

Programs for nearly every situation

Every borrower is different. We'll help you compare programs, rates, and costs side by side before you commit to anything.

Conventional Loans

Purchase or refinance with competitive terms for borrowers with established credit — primary homes, second homes, and investment properties.

Explore conventional loans →

FHA Loans

Flexible qualification and lower down payments backed by the Federal Housing Administration — a common path for first-time buyers.

Explore FHA loans →

VA Loans

For eligible veterans, active-duty service members, and surviving spouses: no-down-payment options with no monthly mortgage insurance.

Explore VA loans →

USDA Rural Loans

Zero-down financing for eligible homes in qualifying rural and suburban areas throughout Pennsylvania and Florida.

Explore USDA loans →

Renovation Loans

FHA 203(k) and Fannie Mae HomeStyle® programs finance a purchase or refinance plus the cost of improvements in one loan.

Explore renovation loans →

Reverse Mortgages (HECM)

Homeowners 62+ may convert home equity into cash or a line of credit while remaining in the home. We explain the obligations honestly.

Explore reverse mortgages →

How It Works

From first call to closing day

Talk with us

A short conversation about your goals, timeline, and budget. No documents required, no obligation, and no impact to your credit to start.

Get pre-qualified

We review your situation, compare programs across our lender network, and give you a clear picture of what you can afford — in writing.

Close with confidence

We coordinate with your agent, the lender, and the title company, and keep you informed at every milestone through closing day.

About Invicta

A local company, not a call center

Founded in 1997 and headquartered in Scranton, we've spent nearly three decades helping families in Pennsylvania and Florida finance their homes. Appointments are available outside regular office hours, and when you call, you reach the person handling your loan.

Meet our team

Pennsylvania

230 Prospect Ave, Ste 1H, Scranton, PA 18505 · (570) 207-6334

Florida

Serving borrowers statewide · (570) 207-6334

Verify our license

Look up Invicta Mortgage Group (NMLS #111947) any time at NMLS Consumer Access.

Not sure which program fits? That's our job.

Talk with a licensed loan originator — no documents needed, no credit impact, no obligation.

Get Pre-Qualified   Call (570) 207-6334