Loan Options
VA home loans for veterans & service members
An earned benefit for those who served: up to 100% financing, no monthly mortgage insurance, and real protections at the closing table.
What is a VA loan?
VA loans are guaranteed by the U.S. Department of Veterans Affairs and available to eligible veterans, active-duty service members, members of the National Guard and Reserves, and certain surviving spouses. The guarantee allows qualified borrowers to finance up to 100% of the purchase price with no monthly mortgage insurance.
A good fit if you
- Served on active duty, in the Guard or Reserves, or are an eligible surviving spouse
- Want to buy with little or no money down
- Want to avoid monthly mortgage insurance entirely
- Have an existing VA loan and want to lower your rate with an Interest Rate Reduction Refinance Loan (IRRRL)
Key features
- Up to 100% financing on purchases for qualified borrowers
- No monthly mortgage insurance premium
- Limits on the fees veterans can be charged at closing
- The VA funding fee can often be financed, and some borrowers are exempt
Things to know
- A Certificate of Eligibility (COE) is required — we can help you obtain it
- The home must be your primary residence and meet VA minimum property requirements
- Entitlement can be restored and reused for future purchases
Invicta Mortgage Group is not affiliated with the Department of Veterans Affairs or any government agency. VA loans are guaranteed by the VA and offered through approved lenders.
Not sure which program fits? That's our job.
Talk with a licensed loan originator — no documents needed, no credit impact, no obligation.
Get Pre-Qualified Call (570) 207-6334