Loan Options
Find the right loan for your situation
We're an independent broker, which means we compare programs and pricing across multiple lenders and recommend what fits you — not what fits a single bank's menu.
Conventional Loans
The most common path for borrowers with established credit. Fixed and adjustable rates, purchase and refinance, for primary residences, second homes, and investment properties. Down payments from 3% for qualified buyers.
Learn more →FHA Loans
Government-insured loans with flexible credit requirements and down payments as low as 3.5%. Available for purchases and refinances, including streamline refinances for existing FHA borrowers.
Learn more →VA Loans
Earned benefits for those who served: up to 100% financing, no monthly mortgage insurance, and limits on what veterans can be charged at closing.
Learn more →USDA Rural Development Loans
Zero-down financing for moderate-income buyers in eligible rural and suburban areas — and more of Pennsylvania and Florida qualifies than most people expect.
Learn more →Renovation Loans
FHA 203(k) and Fannie Mae HomeStyle® loans roll the cost of repairs and improvements into a single mortgage, whether you're buying a fixer-upper or improving the home you own.
Learn more →Reverse Mortgages (HECM)
For homeowners 62 and older who want to access home equity while staying in their home. We'll walk through the costs, obligations, and alternatives before you decide anything.
Learn more →Not sure which program fits? That's our job.
Talk with a licensed loan originator — no documents needed, no credit impact, no obligation.
Get Pre-Qualified Call (570) 207-6334